The long journey started from a small step. To become rich, start with a number of little quirks. The following are the basis of advice from Dr. Rich. Lois P. Frankel, Ph.D, Author of best seller: Nice Girl's Do not Get Rich:
1. Special Account. To become wealthy you must have a personal bank account. Account is really special to add to your money. This account must be sterile from routine expenditures. Every time you receive income or investment returns, a number of costs should go into this account. Do not just wait for the rest of the funds just remembered to save money, but try to prioritize to save first before other expenses. If necessary use auto debit facility so that your money will not come to bill accounts.
2. Cash only. Never again rely on credit cards to shop! Tajira Professor Hira, researchers from Iowa State University stated, most people do not know the amount of money they spend in a week or a month because they make so many purchases with credit cards. In contrast, if you make a payment in cash. You will be aware already of how much money you spend. This will make you think 2 times before the money rolled off your hands
3. "No Thanks" There are certain intuition says "no," but his lips say "yes". This usually happens when you are emotionally involved with the person who filed the request. Still remember an incident when faced pitiful sales offers credit card and you do not have the heart to refuse? Heart says no but you also offer yes word. If someone makes you feel guilty because not do as he wishes, try to survive. You can refuse by saying, "No thanks" without giving a reason. If he insisted, still say that sentence as much as it is required to surrender the person forcing you.
4. Expansion Insight. One of the major causes of most women are less aggressive in investing is because of lack of knowledge on investment. So you feel scared and hesitate to do so. "Later, the money is not coming back, how will that loss?" These questions have always clung mind. The only way to overcome the fear of investing is to broaden horizons and educate yourself. Start learning about other investments beyond saving. Especially those with large profits as stocks, mutual funds and investment gold.
5. Think First. Women and shopping, such as 2 coins inseparable. If the orientation saving, meaning can no longer dong shopping? Ah who's to say! You can still shop without guilt. If you intend to buy something expensive, the price of these goods premises several times the amount you plan to use it. In this way, you can decide whether trunk it really worth spending your salary a month.
6. Set Spending Limits. Give budget limits when you want to shop, vacation or giving gifts. Try to stick to limits that are made, not to break up excess savings. If you budget a fund of one million, yes you should try to make sufficient funds to meet your needs are.
7. Time Limitation. Do not be wasteful of time. If your appointment is 30 minutes, fix the time. With the devout at the time when meeting clients, relatives or patients, you can meet with more people in a day. That way the chance to earn extra money even bigger.
8. Save here and there. 1) Occasionally open the garage sale. Selling clothes, bags, shoes or anything that is not using but still worth taking. Although the sale price falls, is far better than not getting any money by letting money stored in a closet or warehouse; 2) If the shampoo, conditioner or liquid soap runs out, do not immediately thrown into the trash. Fill the bottle with water and hilarious. You will be able to use these products served until the last drop. More efficient and environmentally friendly; 3) To show the impression of expensive, you do not need to use branded items from head to toe. Be smart to do mix and match. Combine expensive accessories with mid-price clothes, for example. People will see the jewelry, clothes and goods you wear expensive as well
